Financial aid Federal Title IV Financial Aid If you qualify on the basis of need, you can receive substantial assistance through grant and loan programs. We recommend that you apply for admission before you submit your Free Application for Federal Student Aid (FAFSA). You must be accepted for admission to the Institute in order to receive your initial award letter. The following guidelines can help you through the process:

Step 1: Complete the Free Application for Federal Student Aid (FAFSA)

The best way to file the free FAFSA is on-line at :
You will need to complete all sections of the FAFSA online and have the following information ready:

ICAOM school code 037353
Previous year's tax infomation
Social Security Number
Checking and/or Savings account
Parent or legal guardian tax info if you are a dependent

When you have completed all the sections required by FAFSA, go to the next steps

Step 2: Complete the Master Promissory Note (eMPN) Application
Please log-on to U.S. Department of Education Direct Loans to begin their online eMPN application:

Step 3: Complete the Entrance Counseling Application
Please log-on to U.S. Department of Education Direct Loans to begin the online Entrance Counseling application:

The process for completing an electronic MPN is simple. You will need to have your Department of Education issued PIN to begin the process. You can begin the process by choosing Complete New MPN for Student Loans then select the Unsubsidized - Federal Direct Loans available to any eligible undergraduate or graduate/professional student and begin this process.

Students must complete an Exit Counseling after finishing degree requirements:

Let us know once you have completed all the above applications by email at: or call us at: 808.521.2288

Current Students Filing a Renewal Copies of the student's and/or parents' previous year federal income tax returns and supporting documents (e.g. W-2 forms) will be needed to complete the FAFSA renewal process on-line at:

Military Tuition Assistance and VA Benefits If you wish to use your GI Bill® education benefits for our program, you are required to contact ICAOM's VA benefit coordinator to certify of your courses.  You may contact us directly at: 808-521-2288 or E-mail:

VA students can also contact the VA toll free number at: 1-888-GI-BILL-1 (1-888-442-4551).  Please forward a copy of your application form directly to the VA for VA education benefits to:
U.S. Department of Veterans Affairs
PO Box 8888, Muskogee, OK 74402-8888

GI Bill® is a registered trademark of the U.S. Department of Veteran Affairs (VA).  More  information about education benefits offered by the VA is available at the official U.S. government website at http:///

The VA educational benefits program requires ICAOM to ensure that it will not impose any penalty, including the assessment of late fees, denial of access to classes, libraries, or other institutional facilities, or require that a covered individual borrow additional funds, or any covered individual because of the individual’s inability to meet his or her financial obligation to ICAOM due to the delayed disbursement of a payment to be provided by the VA under Chapter 31 or 33 of this title.  (PL 115-407 Section 103 and 104).

You may also pay your tuition by VISA, MasterCard, Money Order, or Checks.
Call the ICAOM Financial Aid Office anytime you need help. Please contact our financial aid coordinators at (808) 521-2288 during Monday through Friday from 9:00 a.m. to 5:00 p.m. (Hawaii Time). You may write to the office at the following address:

Financial Aid Office
Institute of Clinical Acupuncture and Oriental Medicine
100 North Beretania Street, Suite 203 B
Honolulu, HI 96817

Code of Conduct that address conflicts of interest for ICAOM financial aid personnel that may include its officers, employees, and agents.

Return of Student Loans/Title IV funds

Annual Security Report 2020



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